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В России выросли ставки по ипотеке
January, 14 2019
Сбербанк России с 14 января повысил базовые процентные ставок по ипотечным кредитам на 1%.
Ипотечная ставка на новостройки увеличилась с 9,5% до 10,5%, минимальная ставка по льготной ипотеке на новое жилье – с 7,5% до 8,5%.
Займы на готовое жилье по базовой программе выросли с 9,7% до 10,7%. Ставка льготной программы по готовому жилью – с 9,2% до 10,2%.
Ранее, в декабре прошлого года, глава Сбербанка Герман Греф предупредил о возможном ухудшении условий ипотечного кредитования в 2019 году как в Сбербанке, так и в целом на рынке.
По его словам, Сбербанк выдает ипотечные ссуды со средней чистой маржой 1,1%, что ведет к необходимости увеличения ставок. Кроме того, ужесточение коэффициентов по резервированию кредитов с первоначальным взносом менее 20% также оказало давление на ставки ипотечного кредитования.
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Foreign exchange is highly speculative and complex in nature, and may not be suitable for all investors. Forex trading may result in a substantial gain or loss. Therefore, it is not advisable to invest money you cannot afford to lose. Before using the services offered by ForexMart, please acknowledge the risks associated with forex trading. Seek independent financial advice if necessary. Please note that neither past performance nor forecasts are reliable indicators of future results.
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